1. INFORMATION WE COLLECT

1.1 Information You Provide Directly

• Account Information: Name, email address, phone number, business address, job title, and company details
• Business Information: Company registration details, tax information, business license, industry type, and business description
• Profile Information: Business profile, product/service listings, company logo, and marketing materials
• Communication Data: Messages, chat conversations, customer service interactions, and feedback
• Payment Information: Billing address, payment method details (processed by third-party payment processors)
• Marketing Preferences: Communication preferences, marketing consent, and target audience specifications
• Content: Photos, videos, documents, product descriptions, and other content you upload

1.2 Information We Collect Automatically

• Usage Data: Pages visited, features used, time spent on platform, click patterns, and search queries
• Device Information: IP address, device type, browser type, operating system, and unique device identifiers
• Location Data: General geographic location based on IP address or GPS (with your permission)
• Transaction Data: Purchase history, transaction amounts, payment status, and order details
• Communication Metrics: Email open rates, click-through rates, message delivery status, and engagement analytics
• Performance Data: Website performance, SEO rankings, social media engagement, and campaign effectiveness

1.3 Mobile Application Data Collection

• Device Identifiers: Unique device ID, advertising ID, and push notification tokens
• App Usage Analytics: Feature usage, session duration, app crashes, and performance metrics
• Push Notification Data: Notification delivery status, open rates, and user engagement
• Device Permissions: Camera access for document scanning, storage for file management, location for business services
• Biometric Data: Fingerprint or face ID data for app authentication (stored locally on device)
• Mobile Analytics: User journey tracking, feature adoption patterns, and app performance optimization data

1.4 Location and Geospatial Data

• Precise Location: GPS coordinates when using location-based services (with explicit consent)
• Google Maps Data: Place IDs, address components, business location verification, and map interactions
• Delivery Tracking: Real-time location data for order fulfillment and logistics coordination
• Business Address Data: Registered business locations, service areas, and operational territories
• IP-based Location: Approximate geographic location for service availability and compliance verification

1.5 Communication and Messaging Data

• Chat Communications: Real-time messages, conversation history, and interaction metadata
• SMS Data: Mobile numbers, SMS delivery status, opt-in preferences, and message content
• Email Communications: Email addresses, campaign engagement, and automated message responses
• Voice Data: Voice messages and audio communications (when feature is used)
• Channel Management: Communication thread organization and conversation analytics

1.6 Seller-Imported Contact Data

• Third-Party Contact Lists: Contact information uploaded by sellers for marketing campaigns
• Seller Warranties: Sellers warrant lawful basis for each imported contact
• Limited Liability: Platione does not verify consent and is not liable for violations
• Campaign Suspension Rights: Platione reserves right to suspend campaigns without proof of consent
• Data Source Documentation: Records of data source and collection method when provided by sellers

1.6 Analytics and Tracking Technologies

• Amplitude Analytics: User behavior patterns, feature usage metrics, and conversion tracking
• Component Tracking: Page view analytics, user interaction patterns, and engagement measurement
• A/B Testing Data: Feature testing participation and user experience optimization metrics
• Performance Monitoring: App crashes, loading times, error logs, and system performance data
• Behavioral Analytics: Click patterns, navigation flows, and user journey optimization data

1.7 Information From Third Parties

• Social Media: Profile information from social media platforms when you connect your accounts
• Business Databases: Company information, contact details, and business verification data from public sources
• Payment Processors: Transaction verification and fraud prevention information
• Marketing Partners: Lead information, contact databases, and targeting data
• Integration Partners: Data from CRM systems, email platforms, and other business tools you connect

2. HOW WE USE YOUR INFORMATION

2.1 Core Platform Services

• Creating and managing your account and business profile
• Facilitating connections between buyers and sellers
• Processing transactions and payments
• Providing customer support and resolving disputes
• Maintaining platform security and preventing fraud

2.2 Digital Presence Enhancement

• SEO optimization and search engine ranking improvement
• Domain registration and website hosting services
• Mobile application development and maintenance
• Digital business profile creation and optimization

2.3 Communication Services

• Sending email marketing campaigns on behalf of sellers
• Delivering WhatsApp Business messages and notifications
• Distributing SMS marketing communications
• Posting content on social media platforms
• Facilitating real-time chat and messaging between users
• Creating and distributing industry newsletters and updates

2.4 Business Intelligence and Analytics

• Lead scoring and buyer matching algorithms
• Digital business assessment and scoring
• Market analysis and trend identification
• Performance tracking and campaign optimization
• AI-powered recommendations and insights

2.5 Legal and Compliance

• Complying with applicable laws and regulations
• Enforcing our Terms of Service
• Protecting our rights and the rights of other users
• Investigating and preventing illegal activities

3. MARKETING COMMUNICATIONS AND AUTOMATED MESSAGING

3.1 Communication Authorization

By using our Services, you specifically consent to the following:

• Platione.com may send marketing communications, promotional emails, SMS messages, and WhatsApp messages on behalf of sellers to potential buyers in our database
• We may use automated systems, AI-powered tools, and chatbots to facilitate communications between buyers and sellers
• Your business information may be included in marketing materials, social media posts, and email campaigns to enhance your digital presence
• We may create and distribute content related to your business including industry updates, articles, and promotional materials

3.2 Automated Marketing Systems

• Lead scoring and matching algorithms that process your business information
• Campaign management tools that automate marketing communications
• AI-powered content creation and personalization
• Scheduled email and message distribution systems

3.3 Opt-out Rights

You have the right to opt-out of marketing communications at any time by:

• Using unsubscribe links provided in communications
• Contacting our support team at [email protected]
• Updating your communication preferences in your account settings

4. INFORMATION SHARING AND DISCLOSURE

4.1 Business Partners and Service Providers

We may share your information with trusted third parties including:

• Digital Marketing Partners: Email marketing platforms, WhatsApp Business API providers, SMS service providers
• Social Media Platforms: Facebook, Instagram, LinkedIn, Twitter for content posting and advertising
• Technology Providers: SEO service providers, domain registrars, web hosting services, cloud computing providers
• Development Partners: Mobile app development partners, software vendors, AI and chatbot service providers
• Business Tools: CRM system providers, order management software, lead scoring services
• Payment Processors: Razorpay and other financial services partners for transaction processing
• Analytics Services: Google Analytics, marketing analytics, and business intelligence platforms

4.2 Platform Users

• Basic business information with potential buyers and sellers for legitimate business purposes
• Contact information to facilitate business communications and transactions
• Product and service information for marketplace listings

4.3 Legal Requirements

We may disclose your information when required by law or to:

• Comply with legal obligations and court orders
• Protect our rights, privacy, safety, or property
• Enforce our Terms of Service
• Investigate potential fraud or illegal activities

4.4 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity, subject to appropriate safeguards.

5. DATA RETENTION

5.1 We retain your personal information for as long as necessary to provide our Services and fulfill the purposes outlined in this Privacy Policy.

5.2 Specific retention periods include:

• Account Information: Until account deletion plus 7 years for legal compliance
• Transaction Data: 7 years for financial and tax record requirements
• Communication Logs: 7 years for business communications, legal compliance and dispute resolution
• Marketing Data: Until consent withdrawal plus 30 days for processing
• Analytics Data: 2 years in anonymized form for business insights

5.3 When we no longer need your information, we will securely delete or anonymize it in accordance with our data retention policies.

6. DATA SECURITY AND BREACH NOTIFICATION

6.1 Security Measures

We implement comprehensive security measures to protect your information:

• Technical Safeguards: End-to-end encryption, secure HTTPS protocols, advanced firewalls
• Physical Security: Restricted access data centers, biometric authentication, 24/7 monitoring
• Administrative Controls: Employee background checks, confidentiality agreements, access controls
• Regular Audits: Annual security assessments, penetration testing, vulnerability scanning
• Incident Response: Dedicated security team, breach detection systems, emergency protocols

6.2 Data Breach Notification

In the event of a data breach affecting your personal information:

• Affected users will be notified within 72 hours of discovery
• Regulatory authorities will be informed as required by law
• Clear information about the nature and scope of the breach
• Immediate steps taken to contain and mitigate the breach
• Guidance on protective measures you can take
• Free credit monitoring services for financial data breaches

6.3 User Security Responsibilities

• Use strong, unique passwords for your account
• Enable two-factor authentication when available
• Regularly review account activity and settings
• Report suspicious activities immediately
• Keep your contact information updated for security alerts

7. DATA LOCALIZATION AND CROSS-BORDER TRANSFERS

7.1 Data Localization (India Compliance)

In accordance with Indian data protection regulations:

• Critical Personal Data: Stored exclusively within India
• Sensitive Personal Data: Primary storage in India with encrypted backups
• Financial Data: Processed and stored in RBI-approved data centers
• Biometric Data: Encrypted local storage with additional security layers
• Communication Data: Local processing for faster service delivery

7.2 International Data Transfers

When we transfer your information internationally, we ensure:

• India Law Compliance: Cross-border transfers will be permitted only in accordance with Indian law, including government whitelist restrictions under the Digital Personal Data Protection Act
• Adequacy Decisions: Transfers only to countries with adequate protection (applies for EU visitors)
• Standard Contractual Clauses: EU-approved data transfer agreements where relevant
• Explicit Consent: Your clear consent for specific international transfers
• Necessary Transfers: Only for contract performance or legal obligations

7.3 Cross-Border E-commerce Data

• FEMA compliance for international transaction data
• Export-import documentation data sharing with authorities
• Currency conversion rate data from RBI sources
• International shipping and logistics partner data sharing

7.4 Data Sovereignty Rights

• Right to object to international transfers
• Data localization preferences in account settings
• Regular audits of international transfer compliance
• Transparency reports on data transfer activities

8. YOUR RIGHTS AND CHOICES

8.1 Depending on your location, you may have the following rights:

• Access: Request copies of your personal information
• Rectification: Correct inaccurate or incomplete information
• Erasure: Request deletion of your personal information
• Portability: Receive your information in a portable format
• Restriction: Limit how we process your information
• Objection: Object to certain types of processing
• Withdraw Consent: Withdraw previously given consent

8.2 To exercise these rights, please contact us at [email protected]. We will respond to your request within 30 days.

9. COOKIES AND TRACKING TECHNOLOGIES

9.1 We use cookies and similar technologies to:

• Enable essential platform functionality
• Remember your preferences and settings
• Analyze platform usage and performance
• Deliver personalized content and advertisements
• Prevent fraud and enhance security

9.2 Types of cookies we use:

• Essential Cookies: Required for platform functionality
• Performance Cookies: Help us analyze and improve our Services
• Functional Cookies: Remember your preferences and settings
• Marketing Cookies: Used for advertising and campaign tracking

9.3 You can control cookies through your browser settings, but disabling certain cookies may affect platform functionality.

9.4 Advanced Tracking Technologies

• Web Beacons: Small graphics for email and webpage analytics
• Pixel Tags: Conversion tracking and retargeting
• Device Fingerprinting: Fraud prevention and security
• Mobile App Analytics: Usage patterns and crash reporting
• Heat Mapping: User interaction analysis for UX improvement

10. THIRD-PARTY SERVICES AND INTEGRATIONS

10.1 Integrated Service Providers

We work with trusted third-party providers who may access your data:

• Payment Processors: Razorpay, PayU, and other licensed payment gateways
• Communication Platforms: WhatsApp Business API, Twilio, SendGrid
• Cloud Services: Amazon Web Services, Google Cloud Platform, Microsoft Azure
• Analytics Tools: Google Analytics, Facebook Pixel, LinkedIn Insights
• Customer Support: Zendesk, Freshdesk, live chat providers
• Marketing Automation: Mailchimp, HubSpot, marketing campaign tools

10.2 Third-Party Data Sharing Controls

• Strict data processing agreements with all vendors
• Regular audits of third-party security practices
• Minimum necessary data sharing principle
• Right to object to specific third-party data sharing
• Vendor data breach notification requirements

10.3 Social Media Integration

• Facebook, Instagram, LinkedIn business page connections
• Social login authentication (optional)
• Content sharing and social media posting services
• Social media analytics and engagement tracking
• Advertising and retargeting through social platforms

10.4 Business Tool Integrations

• CRM system synchronization (Salesforce, Zoho, etc.)
• Accounting software integration (Tally, QuickBooks, etc.)
• Inventory management system connections
• E-commerce platform integrations (Shopify, WooCommerce, etc.)
• Business intelligence and reporting tools

11. BIOMETRIC DATA PROTECTION

11.1 Biometric Data Collection

For enhanced security and fraud prevention, we may collect:

• Fingerprint data for mobile app authentication
• Facial recognition data for account verification
• Voice patterns for customer service authentication
• Behavioral biometrics (typing patterns, device usage)

11.2 Biometric Data Safeguards

• Explicit Consent: Separate consent required for biometric data collection
• Local Processing: Biometric data processed locally on your device when possible
• Encryption: Military-grade encryption for stored biometric templates
• Limited Storage: Biometric templates, not raw biometric data
• Automatic Deletion: Biometric data deleted upon account closure

11.3 Biometric Rights

• Right to opt-out of biometric authentication
• Alternative authentication methods always available
• Right to delete biometric data at any time
• No sharing of biometric data with third parties
• Regular review and update of biometric consent

12. CHILDREN'S PRIVACY

12.1 Our Services are designed for business use and are not intended for individuals under 18 years of age.

12.2 We do not knowingly collect personal information from children under 18. If we become aware that we have collected such information, we will take steps to delete it promptly.

12.3 Enhanced Protection for Minors

• Parental consent required for any data collection from minors
• Special procedures for deletion of minor's data
• No marketing communications directed at minors
• Additional safeguards for educational institution accounts

13. ARTIFICIAL INTELLIGENCE AND AUTOMATED DECISION MAKING

13.1 AI-Powered Features

Our platform uses artificial intelligence for:

• Lead scoring and buyer-seller matching algorithms
• Content recommendation and personalization
• Fraud detection and security monitoring
• Automated customer service and chatbot responses
• Price optimization and market analysis
• Predictive analytics for business insights

13.2 Automated Decision Making

• Account Verification: Automated KYC verification using AI
• Risk Assessment: Automated fraud and credit scoring
• Content Moderation: AI-powered content screening and filtering
• Marketing Targeting: Automated audience segmentation
• Pricing Decisions: Dynamic pricing based on market algorithms

13.3 Your Rights Regarding Automated Decisions

• Right to human review of automated decisions
• Right to explanation of algorithmic decision-making
• Right to challenge automated decisions
• Right to opt-out of automated profiling for marketing
• Access to information about AI algorithms affecting you

13.4 AI Ethics and Fairness

• Regular bias testing and algorithm auditing
• Diverse training data to prevent discrimination
• Transparency in AI decision-making processes
• Human oversight for critical business decisions

14. DATA PROCESSING LAWFUL BASIS

14.1 Legal Basis for Processing

We process your personal data based on the following legal grounds:

• Consent: Marketing communications, cookies, optional features
• Contract Performance: Account management, service delivery, payment processing
• Legal Obligation: KYC verification, tax compliance, regulatory reporting
• Legitimate Interest: Fraud prevention, security, business analytics
• Vital Interest: Emergency situations, safety concerns
• Public Task: Compliance with government requests, law enforcement

14.2 Consent Management

• Clear and specific consent requests
• Easy consent withdrawal mechanisms
• Granular consent for different processing purposes
• Regular consent renewal for ongoing processing
• Documentation of consent history

14.3 Legitimate Interest Assessment

Where we rely on legitimate interest, we have assessed that:

• The processing serves a legitimate business purpose
• The purpose cannot reasonably be achieved by other means
• Your interests and rights do not override our legitimate interest
• Appropriate safeguards are in place to protect your data

15. CHANGES TO THIS PRIVACY POLICY

15.1 We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws.

15.2 When we make material changes, we will notify you by:

• Posting a notice on our platform
• Sending email notifications to registered users
• Updating the "Last Modified" date at the top of this policy
• In-app notifications for significant changes
• SMS notifications for critical privacy updates

15.3 Your continued use of our Services after changes become effective constitutes acceptance of the updated Privacy Policy.

15.4 Version History

• Previous versions available upon request
• Change logs maintained for transparency
• 30-day grace period for policy objections
• Right to terminate account if you disagree with changes

16. MOBILE APPLICATION PRIVACY

16.1 Mobile App Data Collection

Our mobile application collects additional data to provide enhanced mobile experiences:

• Push Notification Consent: Device tokens collected only after explicit user consent
• Device Permissions: Camera, storage, location, and contacts accessed only when needed for specific features
• Mobile Analytics: App usage patterns, crash reports, and performance metrics for app improvement
• Offline Data: Cached data for offline functionality and improved app performance
• Biometric Authentication: Fingerprint/face ID data stored locally on device, never transmitted to servers

16.2 Push Notification Management

• Consent Control: Enable/disable push notifications during app setup or in settings
• Notification Categories: Separate controls for promotional, transactional, and system notifications
• Frequency Management: Intelligent frequency capping to prevent notification fatigue
• Content Personalization: Notification content based on user preferences and behavior
• Opt-out Rights: Easy unsubscribe from all or specific notification types

16.3 Mobile Data Security

• End-to-end encryption for data transmission between app and servers
• Local data encryption on mobile devices
• Secure storage for cached offline data
• App-specific authentication and session management
• Regular security updates and vulnerability patching

16.4 Mobile Privacy Controls

• Granular permission management for device features
• Privacy dashboard within mobile app
• Data usage monitoring and controls
• Quick access to privacy settings and preferences
• Clear consent flows for new features and permissions

17. LOCATION SERVICES PRIVACY

17.1 Location Data Collection and Use

We collect location data only with your explicit consent and for specific business purposes:

• Business Verification: Confirming business address and operational locations
• Delivery Services: Optimizing delivery routes and tracking shipments
• Local Search: Providing location-relevant search results and recommendations
• Service Availability: Determining service availability in specific geographic areas
• Compliance Verification: Ensuring compliance with location-specific regulations

17.2 Google Maps Integration Privacy

• Google Terms Compliance: Location services subject to Google Maps Platform Terms
• Place ID Usage: Google Place IDs used for address validation and mapping
• Map Interaction Data: Zoom levels, pan movements, and location searches
• Address Components: Street addresses, postal codes, and administrative areas
• Third-Party Data Sharing: Location data shared with Google subject to their privacy policy

17.3 Location Privacy Controls

• Precision Control: Choose between precise GPS or approximate location sharing
• Time-based Permissions: Grant location access "Always," "While Using App," or "Never"
• Purpose Limitation: Location data used only for disclosed and consented purposes
• Historical Data: View and delete historical location data from your account
• Sharing Controls: Control how location data is shared with other platform users

17.4 Location Data Retention and Security

• Precise location data retained only as long as necessary for service provision
• Aggregated location insights may be retained for analytics and service improvement
• Location data encrypted in transit and at rest
• Access controls and audit trails for location data processing
• Automatic deletion of location data when no longer needed

18. SMS AND COMMUNICATION PRIVACY

18.1 SMS Marketing Privacy Framework

Our SMS communications are governed by strict privacy and consent requirements:

• Express Consent: SMS marketing requires explicit double opt-in consent
• Purpose Transparency: Clear disclosure of SMS communication purposes and frequency
• Content Categories: Separate consent for transactional, promotional, and service SMS
• Mobile Number Protection: Phone numbers encrypted and access-controlled
• TCPA Compliance: Full compliance with Telephone Consumer Protection Act requirements

18.2 Communication Data Retention

• Active Conversations: Chat and message data retained during active business relationships
• Transaction Records: Communication history preserved for audit and compliance purposes
• SMS Logs: Delivery logs and opt-out requests maintained for compliance verification
• Email Records: Marketing email engagement data and unsubscribe preferences
• Voice Communications: Voice message data retention policies and automatic deletion

18.3 Real-Time Communication Privacy

• End-to-end encryption for sensitive business communications
• Message deletion rights and data portability for conversation history
• Privacy controls for read receipts and online status
• Secure file sharing with virus scanning and encryption
• Anonymous messaging options for sensitive business inquiries

18.4 Communication Monitoring and Compliance

• Automated content scanning for fraud detection and security threats
• Human review only when required by law or for safety reasons
• Compliance monitoring for marketing communication regulations
• Abuse reporting and investigation procedures for harmful communications
• Data subject rights for communication data deletion and portability

19. ANALYTICS AND TRACKING PRIVACY

19.1 Analytics Data Collection Transparency

We collect analytics data to improve our services and user experience:

• Amplitude Analytics: User journey tracking with pseudonymized identifiers
• Component Tracking: Feature usage and interaction patterns for UX optimization
• Performance Analytics: App performance, loading times, and error tracking
• Conversion Tracking: Business outcome measurement and funnel analysis
• A/B Testing: Feature testing with statistical significance and user privacy protection

19.2 Tracking Consent and Control

• Consent Granularity: Separate consent for essential vs. optional analytics tracking
• Opt-out Mechanisms: Easy opt-out from non-essential tracking through privacy settings
• Tracking Transparency: Clear disclosure of what data is tracked and why
• Third-Party Analytics: Control over data sharing with external analytics providers
• Cookie Management: Granular cookie consent and management tools

19.3 Analytics Data Retention and Security

• Raw analytics data retained for 24 months maximum
• Aggregated insights may be retained indefinitely after anonymization
• User-identifiable analytics data deleted upon account closure
• Secure data processing agreements with analytics service providers
• Regular data minimization reviews and unnecessary data deletion

19.4 Analytics Sharing and Third Parties

• Analytics data shared only with essential service providers (Amplitude, etc.)
• No sale of individual user analytics data to third parties
• Aggregated industry insights may be shared for research purposes
• Data processing agreements govern all third-party analytics sharing
• User consent required for any new analytics data sharing arrangements

23. CONTACT INFORMATION AND GRIEVANCE REDRESSAL

16.1 Data Protection Officer

For all privacy-related questions, concerns, or requests, please contact our Data Protection Officer:

16.2 Grievance Redressal Process

• First Level: Contact our Privacy Team at [email protected]
• Response Time: 48 hours for acknowledgment, 30 days for resolution
• Escalation: Contact our Grievance Officer at [email protected]
• External Redressal: Right to approach Data Protection Authority
• Legal Remedy: Right to approach appropriate courts and tribunals

16.3 Regional Data Protection Contacts

• India: Data Protection Authority (when established)
• Europe: Your local Data Protection Authority for GDPR matters
• International: Contact our global privacy team for specific jurisdictions

16.4 Emergency Privacy Contacts

• Data Breach Reporting: [email protected]
• Identity Theft Concerns: [email protected]
• Unauthorized Access: Emergency helpline available 24/7
• Legal Enforcement Requests: [email protected]

16.5 Response Standards

• Simple requests: 7 business days
• Complex requests: 30 calendar days (extendable to 60 days)
• Emergency requests: Within 24 hours
• Data subject rights: As per applicable law timelines
• Regular status updates for ongoing investigations

20. FILE UPLOAD AND DOCUMENT PRIVACY

20.1 Document Processing and Storage

• Business Documents: KYC certificates, business licenses, and verification files
• Media Content: Product images, marketing videos, and promotional materials
• Personal Files: Team photos, profile images, and professional documents
• Security Scanning: Automated virus and malware detection for uploaded files
• Metadata Processing: File metadata extraction for indexing and search

20.2 Document Privacy and Access Control

• Role-based access control for sensitive business documents
• Encryption at rest and in transit for all uploaded files
• Automatic data classification based on document type
• Privacy-preserving image processing and analysis
• User-controlled sharing and visibility settings

20.3 Document Retention and Deletion

• KYC documents retained for 7 years as per regulatory requirements
• Marketing content retained based on business relationship duration
• User-initiated deletion processed within 30 days
• Automatic cleanup of temporary and cache files
• Secure destruction procedures for sensitive documents

21. TEAM MANAGEMENT AND MULTI-USER PRIVACY

21.1 Team Member Data Processing

• Employee Information: Name, role, contact details, and professional qualifications
• Access Logs: Login history, feature usage, and activity monitoring
• Permission Management: Role-based access control and privilege assignments
• Communication Data: Internal team communications and collaboration data
• Performance Data: Task completion, response times, and productivity metrics

21.2 Privacy Rights for Team Members

• Individual team member consent for data processing activities
• Right to access personal data processed through the platform
• Separate consent for monitoring and analytics features
• Option to restrict certain types of data collection
• Notification of data sharing with account administrators

21.3 Organizational Privacy Controls

• Admin controls for team-wide privacy settings
• Data compartmentalization between different user roles
• Audit logs for sensitive data access and modifications
• Privacy impact assessments for new team features
• Regular privacy training and awareness programs

22. PAYMENT AND FINANCIAL DATA PRIVACY

22.1 Financial Information Collection

• Payment Details: Bank account information, payment gateway tokens, transaction history
• Credit Information: Credit scores, payment history, outstanding balances
• Tax Data: GST numbers, PAN card details, tax filing information
• Business Financials: Revenue data, commission calculations, settlement details
• Billing Information: Subscription payments, usage-based billing, invoice data

22.2 Financial Data Protection Measures

• PCI DSS compliance for all payment card data handling
• End-to-end encryption for financial transactions
• Tokenization of sensitive payment information
• Regular security audits and penetration testing
• Compliance with RBI and banking regulations

22.3 Financial Privacy Rights

• Right to review and correct financial information
• Access to transaction history and payment records
• Option to delete payment methods and financial data
• Notification of financial data sharing with third parties
• Consent management for credit checking and financial analysis